Qualifications of Applicants :
- General individuals

Deposit Method :
- Minimum deposit of 20,000 baht inclusive of life insurance.
- Maximum deposit must not exceed the sum assured value

Deposit Interest Rate :
- 5% (no tax)

Deposit Duration :
- 12 months

Starting Date :
- Effective as of October 14, 2014 onwards

Withdrawal before Maturity :
- Deposit not up to 3 months will receive no interest
- Deposit from 3 months onwards will receive the interest rate from the actual deposit. The interest rate is under the terms of BAAC announcement

Insurance :
- BAAC offers 10/2 Plan. The client pays premium for 2 years and is entitle to a 10 years protection coverage and compensation

Sum Assured :
- 20,000 baht onwards, unlimited maximum sum assured

Insured Age :
- 1 month - 65 years (non-medical)

Premium Payment Mode :
- Annual payment

Benefits during Agreement Period :
- Receive 4% return annually from the total sum assured from year 1 - year 10

Return upon Maturity :
- Receive 200% rebait from the total sum assured. The capital and interest rate will be deposited into the receiver account. Withdrawal is permitted as of the day of the maturity

Coverage upon Death :

Return during the Agreement :
- Year 1 : Pay 110% of the total sum assured
- Year 2 onwards : Pay 220% the total sum assured

Premium? Rates :

* Remark : The premium rate is based on the actual payment and can be used for tax reduction of not more than 100,000 baht per year