Credit Services

Empowering Farmers and Communities through Accessible Credit for Sustainable Growth

Turning financial capital into a practical driver of opportunity, income growth, and lasting improvements in quality of life.

A Strategic Financial Partner in
Agriculture,
Co-Creating Inclusive and Sustainable Growth for Farmers.

Grounded in a
genuine
under-
standing of
farmers’
livelihoods
BAAC Product
Enabling farmers and local communities to grow sustainably
BAAC ProductBAAC Product Mobile

Flexible, realistic credit
based
on farming
capability — not
monthly income

  • Production potential
  • Actual yield
  • Market volatility
  • Agricultural risks, including climate conditions

Greater flexibility
to sustain farmers’
livelihoods

  • Extended repayment periods in special circumstances
  • Multi-year revolving cash credit facilities
  • Generous grace periods
  • Preferential interest rates

Over 20 Loan Solutions
Designed as Practical Tools
for Tangible Development

Secure Income Loan

Secure Income Loan

  • Government Official, Subdistrict Headman, Village Headmen, Village Health Volunteer , and Bangkok Health Volunteers.
  • For personal consumption. Loan repayment will be in monthly installments, with a maximum repayment period of 60 installments.
Quality of Life Credit

Quality of Life Credit

  • Loan for educational personnel
  • Housing loan
  • Pension loan
Agricultural Livelihood Credit

Agricultural Livelihood Credit

  • Paddy Rice Sales Deferral Loan
  • Thankhun Loan (Debt Repayment Loan for Farmer’s Heirs)
  • Kaset Wiwat Loan (Agricultural Development Loan for Land Acquisition)

A Longstanding Pride
in The Way We Support Thai Farmers

  • Preserve land ownership and natural resources
  • Invest to enhance productivity and efficiency
  • Build long-term stability for families and communities

Decades of supporting
the livelihoods of
over 10 million people
nationwide

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SavingsSavings

Savings

Savings, Fixed Deposit,
Current & Islamic Accounts

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Lottery SavingsLottery Savings

Lottery Savings

Various Series
with Large Prizes

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Insurance ServicesInsurance Services

Insurance Services

Life, Health, Property
& Vehicle Protection

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Electronic CardsElectronic Cards

Electronic Cards

ATM, Debit & Smart Cards

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Digital BankingDigital Banking

Digital Banking

Online Transactions,
Mobile App & Tele Banking

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International ServicesInternational Services

International Services

Remittance, Foreign Exchange
& Import–Export

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