Sustainability

Hero Letter S

Social Dimension

Building Solid Quality of Life for
People and Communities
Enables a Sustainable Society

BAAC firmly believes that when people have access to education, careers, income, and financial security, they are empowered to stand strong on their own and work together
to build resilient communities, passing sustainability to upcoming generations.
Because Learning for Youth <br/>Is the Beginning of Everything in Life
Because Learning for Youth <br/>Is the Beginning of Everything in Life

Promoting Education

Because Learning for Youth
Is the Beginning of Everything in Life

BAAC creates educational opportunities through learning programs, intellectual development activities, and scholarship support, enabling children and youth to grow to their full potential and become capable adults who contribute to their families, communities, and society in the future.

Planting Seeds of Knowledge for Education and Future Foundations

Agricultural Knowledge

Agricultural Knowledge

Instilling agricultural understanding from an early age, helping youth recognize the value of farming, develop production skills, and build pathways toward sustainable income generation.

Financial Literacy

Financial Literacy

Strengthening money management and saving skills to foster financial discipline, risk awareness, and long-term financial stability for youth.

Educational Scholarships

Educational Scholarships

Providing educational support to underprivileged youth, enabling continuous learning, skill development, and their future role as key contributors to community growth.

Commitment to Youth Development

BAAC Agricultural
School Project

BAAC fosters financial discipline alongside agricultural knowledge among youth through school-based banking systems, including savings and basic accounting, integrated with hands-on production and processing activities.

This program enables students to generate real income, develop responsibility, and grow into a new generation of farmers with strong economic resilience and long-term quality of life.

Commitment to Youth Development

Laying the Foundation
for Quality and Sustainable Growth

School-Based Agricultural Learning for Lunch Project

School-Based Agricultural Learning for Lunch Project

BAAC encourages students to grow chemical-free vegetables for school lunches, helping reduce costs, promote self-sufficiency, and cultivate essential life skills through hands-on learning experiences.

Smart Farm Model Learning Project

Smart Farm Model Learning Project

BAAC delivers modern agricultural knowledge through Smart Farm technologies, enabling youth to manage farms systematically, increase income opportunities, and build pathways toward sustainable careers.

School Banking Project (A-School Model)

School Banking Project (A-School Model)

BAAC promotes a culture of saving among youth through the A-School model by expanding school-based banking, increasing deposits, and enhancing engagement through savings incentives, operational development, and creative digital campaigns.

Scholarships for Students with Visual Impairments

Scholarships for Students with Visual Impairments

BAAC supports educational opportunities for students with visual impairments, reducing inequality, empowering confidence, and opening pathways to an inclusive and equitable future.

Creating Stable Careers and Income to <br/>Strengthen Sustainable Community Economies
Creating Stable Careers and Income to <br/>Strengthen Sustainable Community Economies

Building Careers and Community Economies

Creating Stable Careers and Income to
Strengthen Sustainable Community Economies

Sustainable economic growth begins with comprehensive career development, from building knowledge and skills to expanding market access, creating distribution channels, and supporting community enterprises, enabling farmers and communities to grow independently.

Turning Potential into Sustainable Careers

Career and Professional Development

Career and Professional Development

Providing knowledge, technology, and modern agricultural practices to improve productivity, reduce costs, and generate stable, long-term income.

Expanding Agricultural Distribution Channels

Expanding Agricultural Distribution Channels

Creating new opportunities for farmers to grow their businesses through both online and offline distribution platforms for their agricultural products.

Access to Business Financing

Access to Business Financing

Supporting accessible financial resources through BAAC products, enabling farmers to start, expand, and strengthen their businesses while reducing reliance on informal debt.

Product Value Enhancement

Product Value Enhancement

Promoting quality improvement, processing, and branding of agricultural products to increase value, enhance competitiveness, and sustainably raise farmers’ income.

Empowering Careers and Communities

Udomsuk
Communities
Development Project

BAAC enhances the quality of life in agricultural communities through the Udomsuk Village Program by applying grassroots economic development principles, strengthening livelihoods, and promoting participatory community management.

The program also promotes savings discipline, community product development, and access to BAAC financing, alongside natural resource conservation, empowering communities to become self-reliant, resilient, and sustainable in the long term.

Empowering Careers and Communities

Comprehensive Support for Stability

Financial & Digital Literacy Program for Debt-Relief Customers

Financial & Digital Literacy Program for Debt-Relief Customers

BAAC supports farmers in strengthening their financial and digital skills, enabling them to better manage income, plan for the future, and use technology wisely, empowering them to recover and live with greater confidence.

“Transforming the Next Generation of Farmers” Program

“Transforming the Next Generation of Farmers” Program

This comprehensive BAAC training program equips young farmers with essential skills in production, marketing, finance, and technology, strengthening their business capabilities and developing future community leaders for sustainable agricultural development.

Kasetwattan Credit

Kasetwattan Credit

A financing initiative for retirees pursuing modern agriculture, supporting access to capital for production upgrades, innovation adoption, cost reduction, efficiency enhancement, and long-term income stability.

Thai Rice GCF Project

Thai Rice GCF Project

A sustainable rice production initiative aligned with international standards, promoting greenhouse gas reduction, efficient resource use, improved rice quality, and value creation while expanding market opportunities for farmers.

BAAC Matching

BAAC Matching

A digital platform connecting farmers with buyers, business partners, and commercial networks, expanding market access, reducing price risks, and strengthening income security through efficient trade matching.

BAAC Branch Outlet

BAAC Branch Outlet

Designated retail spaces within BAAC branches that showcase and sell community products, providing direct market access, generating additional income, and fostering closer connections between consumers and local communities.

“Aun-Im” Ready-to-Eat Jasmine Rice

“Aun-Im” Ready-to-Eat Jasmine Rice

An initiative to upgrade Thai jasmine rice into ready-to-eat products by enhancing value through processing innovation and packaging development, expanding new markets, and securing stable income for rice farmers.

“Added Value of New Gen Hug Baan Kerd” Project

“Added Value of New Gen Hug Baan Kerd” Project

A project empowering youth and young farmers to develop local-resource-based products, build brands, increase value, and scale community enterprises, strengthening income generation and long-term ties to their hometowns.

“GLAM Kaset” Project

“GLAM Kaset” Project

A capacity-building project that transforms farmers into modern entrepreneurs through training in marketing, branding, packaging design, and digital communication, enhancing competitiveness in today’s evolving markets.

A Good Quality of Life Begins with Stability in <br/>Everyday Living
A Good Quality of Life Begins with Stability in <br/>Everyday Living

Enhancing Stability and Quality of Life

A Good Quality of Life Begins with Stability in
Everyday Living

Especially in rural communities with limited resources and higher exposure to unexpected risks such as droughts and natural disasters, BAAC provides comprehensive support across economic, social, and access dimensions to help people live securely and enjoy equal quality of life.

Standing by You in Times of Vulnerability and Growth

Financial Relief and Rehabilitation for Farmers

Financial Relief and Rehabilitation for Farmers

Implementing financial measures to ease debt burdens, restore liquidity, and support farmers in rebuilding stable livelihoods and businesses.

Strengthening Financial Stability

Strengthening Financial Stability

Developing financial products that promote saving, planning, and income management to build long-term financial resilience for farmers.

Disaster Relief and Emergency Support

Disaster Relief and Emergency Support

Providing timely assistance to affected communities while supporting recovery and rebuilding, enabling people to overcome unexpected challenges with resilience.

Every Support for a Better Quality of Life

Debt Relief Program

Debt Relief Program

BAAC provides debt repayment flexibility to ease financial burdens and improve liquidity, enabling customers to manage essential expenses beyond loan obligations.

“Good Debtor Rewards Plus” Program

“Good Debtor Rewards Plus” Program

This program supports debt restructuring and promotes financial discipline, helping farmers restore financial stability and plan their lives with long-term confidence.

Support Program for Off-Season Rice Farmers

Support Program for Off-Season Rice Farmers

BAAC assists farmers affected by high production costs and market volatility through financial support, helping stabilize household income and livelihoods.

Quality of Life Development Credits

Quality of Life Development Credits

Tailored loan products support agriculture, housing, healthcare, and basic infrastructure, enabling farming families to improve their living standards and long-term security.

Insurance and Life Protection Savings

Insurance and Life Protection Savings

These services provide financial protection against illness, loss, and unforeseen events, offering long-term security and peace of mind for farming households.

Deposits and Lottery Savings

Deposits and Lottery Savings

Structured savings products encourage financial discipline, build future reserves, and provide opportunities for returns and rewards.

Humanitarian Assistance for Thai–Cambodian Border Communities

Humanitarian Assistance for Thai–Cambodian Border Communities

BAAC provides essential supplies to communities affected by unrest, helping ease daily hardships and ensure access to basic necessities.

Flood Relief Assistance

Flood Relief Assistance

BAAC delivers emergency supplies and debt relief measures to flood-affected communities, supporting rapid recovery and livelihood restoration.

Cold Weather Relief in Mae Hong Son

Cold Weather Relief in Mae Hong Son

The program provides blankets, winter clothing, and essential items to highland communities, safeguarding health and improving living conditions during cold seasons.

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